Our loans and lines of credit can help you pay for purchases or major expenses like home repairs or vehicle costs.
Find a lending product that can help you with your expenses. Also, pay no application fee.
Improve your credit score and establish payment history with our loans 1 .
Work out a payment option that's affordable and tailored to you 2 .
Our selection of loans can help you get what you need. Find the best lending product for you.
A loan that can help you with your financial needs. Sometimes a little extra cash is all you need to help make a purchase.
A CD (certificate of deposit) loan that can help you build savings and establish good credit with regular and timely payments. 4
A lending product that can help you manage your finances and avoid overdrawing your account. It's tied to your checking account.
A CD loan that lets you borrow against your existing CD amount, without having to pay an early withdrawal penalty.
Apply for a personal loan today.
Find a banking centerA home equity loan that can help you finance a large, one-time expense. Funds are distributed in one lump sum.
A line of credit that uses your home as collateral. You can borrow up to your approved credit limit.
A loan that can help with a variety of home expenses, such as repairs and improvements.
Apply for a home loan today.
Find a banking centerOur auto loans give you the option to purchase or refinance your new or used vehicle or motorcycle. We offer attractive financing and flexible terms.
Apply for an auto loan today.
Find a banking centerIt depends on the type of loan you apply for. Generally, we require a Social Security number, US driver's license or state identification, a current US address and proof of income. We'll notify you if we need specific documents.
How do you review my loan or line of credit application?We consider several factors when reviewing your application:
You may still qualify for a loan if you’ve been employed or had continuous income for less than six months. Talk to a relationship manager for more details.
What happens after my loan application has been approved?Once you've been approved, you can use the funds. You'll make regular monthly payments, on time, until you pay off the loan.
What happens if I miss a payment or make a late payment?If you have late or missed payments, this may impact your credit score. We understand that financial hardship is sometimes unavoidable. If you have trouble keeping up with your loan payments, contact us so we can help get you back on track faster. Call us at 877-448-6500 Opens your phone app. .
Loans and lines of credit subject to credit approval.
Important information regarding EasyPath Banking products: The interest rate and annual percentage rate (APR) listed are subject to change at any time without notice. Income eligibility requirements and geographic restrictions apply and are subject to change at any time without notice. Check the EasyPath Banking Loan Lending Areas and Income Limit Chart for additional information. The loan payment will vary based on the loan amount, term, and APR. Limit of one loan in each EasyPath category per borrower at any one time. Other restrictions may apply.
1 Loans can assist in establishing a good credit relationship by making regularly scheduled and timely payments. Favorable credit results are not guaranteed. Failure to make monthly minimum payments by the payment due date each month will result in negative information reported to credit reporting agencies, which will negatively impact your credit history.
2 Based on the product, the borrower may have options to select loan amount and term on each product that would work for them. Loan Payment will vary based on loan amount and term selected. Please speak with your relationship manager or review product listings for more information.
3 This is a personal, unsecured loan for applicants meeting the criteria listed in the EasyPath Banking Loan Lending Areas and Income Limit Chart. Maximum loan term is 24 months .
4 The funds from the EasyPath Step Loan will be placed in a CD that matches the loan term and amount you borrow. The CD will earn interest at the current rate we offer for new CDs for the same term. Funds from the CD can’t be withdrawn until the loan is paid in full.
Favorable credit results are not guaranteed. Failure to make monthly minimum payments by the payment due date each month will result in negative information reported to credit reporting agencies, which will negatively impact your credit history. Negative credit history will not be removed from your credit report as a result of this program.
5 This is a personal loan, fully amortized and secured by a Certificate of Deposit (CD). Loan proceeds are disbursed to CD at time of loan closing and cannot be withdrawn until the loan is paid in full. If loan is in default, funds in CD will be applied against outstanding balance. Income limits do not apply to this product. Maximum loan term is 60 months.
6 The EasyPath Home Improvement Loan is an unsecured loan with a maximum term of 60 months used for home repair or improvement for an owner-occupied single-family dwelling. The APR listed is subject to change at any time without notice. The loan payment will vary based on the loan amount and term. Income eligibility requirements and geographic restrictions apply. Visit the EasyPath Banking Lending Areas and Income Limit Chart. Subject to credit approval. Limit one offer per individual. Additional terms and conditions apply.